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Refinance your home & lower rate

Borrow up to 125% of your home's value

Lower your monthly payments

Pay off your mortgage faster

Get cash for just about anything

No Income Verification Loans

Adjustable or Fixed Rates




Consolidate your 1st & 2nd Mortgages into one Low Rate Mortgage

Jumbo mortgage loans up to 2 Million!

Adjustable Rate Mortgage

Low Payment Adjustable Rate Mortgages
It's not too late to Refinance your Home & Cash Out.

Reduce your interest rate and lock into an adjustable mortgage that meets your needs!

  • 1 Year ARM Interest Only Mortgage
  • 3/1 ARM Interest Only Mortgage
  • 5/1 ARM Interest Only Mortgage
  • 7/1 ARM Interest Only Mortgage
  • 10/1 ARM Interest Only Mortgage

Consolidate Bills and Refinance Debts:

With equity in your home, refinancing is an efficient method of paying off high interest rate loans and credit card debt. We offer a large variety of Adjustable Rate Mortgage Loans. These mortgage loans are also called ARM’s, and have become a popular choice for borrowers looking for low payments or short term loans. The more equity you have in your home, the better opportunity you have for qualifying for the lowest interest rate. Interest Rates have been rising from their recent historic lows, but that doesn’t mean that you can lower you mortgage payments or get additional cash financed from the new loan. We suggest getting rid of variable rate debt and getting rid of any bad credit mortgages.

Constant Maturity Treasury (CMT)- and London Interbank Offered Rate (LIBOR)-indexed ARMs, offer better rate and cap structures to accommodate a growing audience of borrowing needs.

Adjustable Rate Mortgage Features:
• Lower Payments
• Fixed Rate ARM’s for 2, 3, 5, 7 or 10 year periods.
• Interest Only Options
• Negative Amortization Payments

Refinance Benefits:
• Pay off Debt with your mortgage
• Convert Adjustable Rates to Fixed Rate Loans
• Combine your 1st & 2nd mortgage for 1 payment
• Lower Payments can Increase Cash Flow
1-Refinance.com Refinance Loan Tips

More Low Rate ARM's
Fixed Rate ARM: 2, 3, 5, 7 or 10 year periods.
- Interest Only Options
- Lower Payments

Sub Prime Lending Options – If you are being denied financing options, because you had some problems in the past, then give 1-Refinance.com a shot at processing your next mortgage loan.
Conventional Mortgage Limit Increases to $417,000– Fannie Mae and Freddie Mac increase in housing values, mortgage financiers sharply raised the dividing line between conforming and more-expensive jumbo mortgages.
Payment Option ARM Choices Well
- Interest Only Options
- Negative Amortization Payments
- Fixed or Interest Only Payment Options

All loan programs are subject to borrower qualification; refinance program limitations, & lending underwriting guidelines.



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