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Reward cards ease gas pinch

Cbs Marketwatch

NEW YORK - Consumers who have felt the pinch of high gasoline prices are turning to gas-reward credit cards to save at the pump.

Reward cards are a type of credit card where you earn something, either rebates or points, for purchases you make. These aren’t your typical store-sponsored credit cards. Reward programs are offered by major credit card companies and can be used anywhere.

Potential rewards include airline tickets, merchandise or fuel reimbursement, car rebates, cash back, investments or even contributions to a college savings plan.

Each program has different promotions and conditions regarding how you can earn and spend your rewards.

While getting something back for your purchases may sound like a good idea, be sure to read the fine print. Reward cards typically have an APR about 4 percentage points higher than other credit cards — around 14 to 16 percent. Because interest charges could easily eclipse what you’d save with rewards, a rewards card makes the most sense if you pay off the balance every month.

To find a rewards program that works for you, visit, or The sites allow you to search for and compare available credit cards.





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