Debt Consolidation Loans

Start saving money instantly by consolidating all of your debts into one easy low payment loan. Your monthly savings can be cut more than in half!! Get back in control of your debt. Our debt consolidation loan programs require very little equity! Bill consolidation is now available with 1st mortgage refinancing.

Bill Consolidation

Unfortunately one hundred and twenty five percent loans were put on hold because of the mounting foreclosures from equity loans. If your mortgages are greater than the value of your home, we recommend a loan modification that provides lower mortgage rates without refinancing. If you have too much credit card debt to consolidate with a refinance loan, consider debt settlement that typically cuts your debt in half and helps you avoid a bankruptcy.

Borrowers who need to get money in their hands are getting it with cash out refinance loans rather than through 2nd mortgages. FHA home loans provide cash refinancing to 95%. Homeowners can use this government loan to consolidate debts or pay off revolving credit cards. If you apply, this loan will combine all of your debts into one lump sum with you mortgage. Most borrowers choose the 30 year fixed rate mortgage.

Consolidation Benefits:

• One Low Monthly Payment
• Reduced Interest Rates
• Increased Savings

Downside:

Interest rates are higher than home equity loans and refinancing. You also may not be able to deduct the total loan amount with a 125% LTV. In most cases the only thing that you can deduct is the value of the home.

Contact your agent for more details.

High LTV refinancing is ideal for owner's that have little to no equity in their home. See FHA Refinancing and Home Equity for more options.

Mortgage Rates are still at Historic Low Levels.
It's not too late to Refinance your Home & Cash Out.

Lock into a Lower rate Refinance Mortgage & Start Saving

Refinance Benefits

• Pay off Debt with your mortgage
• Convert Adjustable Rates to Fixed Rate Loans
• Combine your 1st & 2nd mortgage for 1 payment
• Lower your Payments

Free Refinance Quote

Refinance Loan Options

• 30 year Fixed Rate Refinance
• 15 year Fixed Rate Refinance
• 1 Year ARM Interest Only Mortgage
• 3/1 ARM Interest Only Mortgage
• 5/1 ARM Interest Only Mortgage
• 7/1 ARM Interest Only Mortgage
• 10/1 ARM Interest Only Mortgage
• 30 year Interest Only Mortgage
• Cash Out up to $500,000
• 107% Refinance
• 103% No Money Down Purchase
• Jumbo Mortgages up to $3 Million
• Debt Consolidation Refinancing
• Bad Credit Refinance (BK & Charge-offs OK)

Apply Now
 

Competitive Mortgage Refinance Loans from 1-Refinance.com
Fixed Rate Mortgage Loans Cash Out Refinance Loans Debt Consolidation Refinance Non-Prime Refinance Equity Loan Refinance Jumbo Home Loans	Adjustable Rate Mortgage Refinance Interest Only Mortgage Refinance 1.25% Negative Amortization Loans Second Mortgage Refinance Stated Income Home Loans Home Purchase Mortgage
	Reasons to Refinance 1. Consolidate Revolving Debt 2. Refinance Adjustable Interest Rate Loans with a Fixed Rate Mortgage 3. Roll your first & second mortgage together for one payment 4. Lower interest rates can save you money 5. Get access to cash when refinancing 6. Refinancing Debt can help increase credit score