Debt Consolidation Loans
Start saving money instantly by consolidating all of your debts into one easy low payment loan. Your monthly savings can be cut more than in half!! Get back in control of your debt. All of our Debt Consolidation Loan programs are available whether you have equity or not!
125% LTV (Loan To Value)
125% LTV lets you borrow up to 125% of your home's value. (LTV= Loan To Value.) This loan is most commonly used to consolidate debts. If you apply, this loan will combine all of your debts into one lump sum.
Benefit:
One low monthly payment.
Downside:
Interest rates are higher than home equity loans and refinancing. You also may not be able to deduct the total loan amount with a 125% LTV. In most cases the only thing that you can deduct is the value of the home.
Contact your agent for more details.
125% LTV is ideal for owner's that have little to no equity in their home. See Refinancing and Home Equity for more options.

Mortgage Rates are still at Historic Low Levels.
It's not too late to Refinance your Home & Cash Out.
Lock into a Lower rate Refinance Mortgage & Start Saving
Refinance Benefits
- Pay off Debt with your mortgage
- Convert Adjustable Rates to Fixed Rate Loans
- Combine your 1st & 2nd mortgage for 1 payment
- Lower your Payments
Free Refinance Quote
Refinance Loan Options
- 30 year Fixed Rate Refinance
- 15 year Fixed Rate Refinance
- 1 Year ARM Interest Only Mortgage
- 3/1 ARM Interest Only Mortgage
- 5/1 ARM Interest Only Mortgage
- 7/1 ARM Interest Only Mortgage
- 10/1 ARM Interest Only Mortgage
- 30 year Interest Only Mortgage
- Cash Out up to $500,000
- 107% Refinance
- 103% No Money Down Purchase
- Jumbo Mortgages up to $3 Million
- Debt Consolidation Refinancing
- Bad Credit Refinance (BK & Charge-offs OK)
Apply Now
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