Home Equity Loans
(Second Mortgage)

Home equity loans are 2nd mortgage liens that are typically used to access cash or to avoid mortgage insurance in a purchase transaction. Equity loans were popular a few years ago when people had equity in their home and when the lenders offered competitive loan products.

Are you looking for a low-simple interest, tax-deductible loan? Do you want to purchase a home or payoff your high interest credit card debt? Use the 1-Refinance Company’s resources for information about various home equity loans. Using your Home's Equity to Consolidate Your Debt

Did you know your home could help you consolidate your debt? Depending on your financial goals, tapping in to your home's equity might be just the thing to do if you want to:

• Eliminate compounding credit card bills
• Lower your total payment amount
• Make your debt tax deductible
• Consolidate all of your bills into one low monthly payment.