Home Improvement Loans

Home Improvement Loans are for individuals requiring funds for home improvement, but who have little or no equity in their property or who live in a state where equity loans are very limited. If you have some equity in your home you may want to consider refinancing for your home improvements. Home Improvement Loans bear a higher interest rate than other loan types available.

Who Qualifies?

• Borrower must have at least a one-half owner interest in the property or have a long-term lease and be an acceptable credit risk.

• A borrower's total fixed expenses cannot exceed 45 percent of gross income. This includes debt for such items as cars, houses, credit cards, and various types of other loans. It does not include such items as food and utilities.

Funds cannot be used for luxury items.
They must be used for improvements that protect or improve the basic livability or utility of the property. Examples: structural additions/alterations, roofing, insulation, etc.

Mortgage Rates are still at Historic Low Levels.
It's not too late to Refinance your Home & Cash Out.

Lock into a Lower rate Refinance Mortgage & Start Saving

Refinance Benefits

• Pay off Debt with your mortgage
• Convert Adjustable Rates to Fixed Rate Loans
• Combine your 1st & 2nd mortgage for 1 payment
• Lower your Payments

Free Refinance Quote

Refinance Loan Options

• 30 year Fixed Rate Refinance
• 15 year Fixed Rate Refinance
• 1 Year ARM Interest Only Mortgage
• 3/1 ARM Interest Only Mortgage
• 5/1 ARM Interest Only Mortgage
• 7/1 ARM Interest Only Mortgage
• 10/1 ARM Interest Only Mortgage
• 30 year Interest Only Mortgage
• Cash Out up to $500,000
• 107% Refinance
• 103% No Money Down Purchase
• Jumbo Mortgages up to $3 Million
• Debt Consolidation Refinancing
• Bad Credit Refinance (BK & Charge-offs OK)

Apply Now
 

Competitive Mortgage Refinance Loans from 1-Refinance.com
Fixed Rate Mortgage Loans Cash Out Refinance Loans Debt Consolidation Refinance Non-Prime Refinance Equity Loan Refinance Jumbo Home Loans	Adjustable Rate Mortgage Refinance Interest Only Mortgage Refinance 1.25% Negative Amortization Loans Second Mortgage Refinance Stated Income Home Loans Home Purchase Mortgage
	Reasons to Refinance 1. Consolidate Revolving Debt 2. Refinance Adjustable Interest Rate Loans with a Fixed Rate Mortgage 3. Roll your first & second mortgage together for one payment 4. Lower interest rates can save you money 5. Get access to cash when refinancing 6. Refinancing Debt can help increase credit score