Jumbo Mortgage Loans

Jumbo Mortgage

Do you need to borrow more than $275,000?

Jumbo Mortgages offer:

Larger loan amounts to purchase more expensive homes

Loan amounts as high as $1 million and down payments as low as 5%

Jumbo Mortgages facilitate high-end purchases of:

Primary residences

Second or vacation homes Investment properties

Best for people who:

Want to finance larger and/or more expensive properties and can handle larger monthly payments

Investment-minded buyers who want to leverage their assets more effectively

Currently a jumbo mortgage is a purchase or refinance loan that exceeds $275,000 for a single-family home.* It is also called a non-conforming loan because it does not conform to the loan limits set by Fannie Mae (The Federal National Mortgage Association or FNMA) or Freddie Mac (The Federal Home Loan Mortgage Corp. or FHMLC). Wells Fargo Home Mortgage jumbo financing options include fixed-rates and adjustable-rate mortgages, with a range of terms to accommodate immediate and long-range financial plans.

Mortgage Rates are still at Historic Low Levels.
It's not too late to Refinance your Home & Cash Out.

Lock into a Lower rate Refinance Mortgage & Start Saving

Refinance Benefits

Pay off Debt with your mortgage

Convert Adjustable Rates to Fixed Rate Loans

Combine your 1st & 2nd mortgage for 1 payment

Lower your Payments

Refinance Loan Options

30 year Fixed Rate Refinance

15 year Fixed Rate Refinance

1 Year ARM Interest Only Mortgage

3/1 ARM Interest Only Mortgage

5/1 ARM Interest Only Mortgage

7/1 ARM Interest Only Mortgage

10/1 ARM Interest Only Mortgage

30 year Interest Only Mortgage

Cash Out up to $500,000

107% Refinance

103% No Money Down Purchase

Jumbo Mortgages up to $3 Million

Debt Consolidation Refinancing

Bad Credit Refinance (BK & Charge-offs OK)