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Zero-Down Home Loans - Are you looking to buy a house with no down-payment? VA and USDA still offer 100% financing.

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Pre-Qualification for Purchase Loans

Pre-qualification is the process of determining how much money a prospective homebuyer will be eligible to borrow prior to application for a loan.

The lender will look at your income, debt, assets and credit history in evaluating your chances at receiving the loan you need. If the likelihood of approval is high, you will receive a pre-qualification letter to show to realtors. Information submitted during pre-qualification is subject to verification at application.

Pre-qualification vs. Pre-approval:

Pre-approval is the process in which you are approved for a loan before purchasing a home. This process "locks" you into the loan. Pre-qualification just lets you know the likelihood of getting approved before you even find a home. More loan companies offer a Mortgage Pre-Approval quickly at no charge.

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Competitive Mortgage Refinance Loans

Fixed Rate Mortgage Loans
Cash Out Refinance Loans
Debt Consolidation Refinance
Non-Prime Refinance
Equity Loan Refinance
Jumbo Home Loans

Adjustable Rate Mortgage Refinance
Interest Only Mortgage Refinance
Negative Amortization Loans
Second Mortgage Refinance
Stated Income Home Loans
Home Purchase Mortgage

1. Consolidate Revolving Debt
2. Refinance Adjustable Interest Rate Loans with a Fixed Rate Mortgage
3. Roll your first & second mortgage together for one payment
4. Lower interest rates can save you money
5. Get access to cash when refinancing
6. Refinancing Debt can help increase credit score


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