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Refinance your home & lower rate

Borrow up to 125% of your home's value

Lower your monthly payments

Pay off your mortgage faster

Get cash for just about anything

No Income Verification Loans

Adjustable or Fixed Rates




Consolidate your 1st & 2nd Mortgages into one Low Rate Mortgage

Jumbo mortgage loans up to 2 Million!

Poor Credit Refinance

Even if you have awful credit, we can help you find a subprime mortgage lender who specializes in poor credit refinancing. 1-Refinance.com offers sub-prime refinance mortgage loans, home equity loans, 2nd mortgages and debt consolidation loans for people with bad credit scores and poor credit references. Our lenders provide a large variety of bad credit refinancing programs that are insured by the government. Now you can avoid being penalized because of the great mortgage refinance rates for borrowers with all types of credit. Get a competitive rate mortgage for refinancing adjustable rate mortgages and credit cards that will save you money, while helping you rebuild your credit.

Home Refinancing with Bad Credit is Still Possible with Our Lenders

You will enjoy our quality service that includes competitive loan terms and simple processing.  Our bad-credit loans have always been popular with First Time Homebuyers and Self-Employed borrowers looking for a streamline refinance loan.  Mortgage Rates have been rising from their recent historic lows, but that doesn’t mean that you can lower you mortgage payments or get additional cash with a fixed rate refinance loan. 1-Refinance.com offers Stated Income Loans with reduced documentation requirements for people who are self-employed. 

Poor Credit Mortgage Refinance
  • Low Credit Scores OK
  • Past Bankruptcy OK
  • Fixed Rate Terms: 15, 20, 30 or 40-year amortization.
  • Cash Out Terms Available
Non-Prime Jumbo Home Loans from $417,000 to $2,000,000

Home Mortgage Refinance Rates from 1-Refinance.com
Fixed Payment- Fixed Rate Mortgages Low Rate Conventional and Jumbo ARM’s
15-YearFixed Rate Loans
20-YearFixed Rate Loans
25-YearFixed Rate Loans
30-YearFixed Rate Loans
40-YearFixed Rate Loans

2/28 ARM – 2 years fixed-then variable
3-Year ARM - 3 years fixed-then variable
5-Year ARM - 5 years fixed-then variable
7-Year ARM- 7 years fixed-then variable
10-year ARM - 10 years fixed-then variable

1. Consolidate Revolving Debt
2. Refinance Adjustable Interest Rate Loans with a Fixed Rate Mortgage
3. Roll your first & second mortgage together for one payment
4. Lower interest rates can save you money
5. Get access to cash when refinancing
6. Refinancing Debt can help increase credit score

Loan Tips for Home Refinancing with Bad Credit

More Low Rate ARM's
Fixed Rate ARM: 2, 3, 5, 7 or 10 year periods.
- Interest Only Options
- Lower Payments

Sub Prime Lending Options – If you are being denied financing options, because you had some problems in the past, then give 1-Refinance.com a shot at processing your next mortgage loan.
Conventional Mortgage Limit Increases to $417,000– Fannie Mae and Freddie Mac increase in housing values, mortgage financiers sharply raised the dividing line between conforming and more-expensive jumbo mortgages.
Payment Option ARM Choices Well
- Interest Only Options
- Negative Amortization Payments
- Fixed or Interest Only Payment Options



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